Policies

Terms of use

These terms apply to your use of this website, which is run by Denrow LLC (“Denrow”, “we”, “us”). By using the website you accept them. If you do not accept them, please do not use the website.

These terms cover the website only. Any advisory work we do for you is covered by a separate engagement letter. If the two conflict, the engagement letter applies.

Last updated: [CONFIRM: publication date]

01

Not advice

The website gives general information about Denrow and our services. It is not financial, tax, accounting or investment advice, contracts and risk management input is general guidance only, and it does not take account of your situation. Do not act, or decide not to act, on the basis of the website alone.

We give advice only under a signed engagement letter, and only to the client named in it. Emailing us or booking a session does not make you a client until we confirm the terms in writing. [CONFIRM: what terms cover a Financial Decision Analysis]

Denrow provides financial and strategic advisory services. It does not provide audit, tax filing or regulated investment advice. [CONFIRM: wording matches the footer and our licence]

02

Prices

Prices on the website are in UAE dirhams and [CONFIRM: exclude or include VAT]. We may change them at any time. The price that applies is the one confirmed in your booking or engagement letter. [CONFIRM: where cancellation and refund terms sit]

03

Using the website

You may use the website for lawful purposes only. You must not:

  • try to gain unauthorised access to the website, its host or any connected system

  • introduce viruses or other harmful code

  • copy, scrape or collect content or data by automated means

  • use the website in a way that breaks UAE law or harms anyone else

We may change, suspend or withdraw the website, or any part of it, at any time. We do not promise that it will always be available or free from errors.

04

Our content

The text, design, logo, graphics and photographs on the website belong to Denrow or to the people who licensed them to us. You may view and print pages for your own reference, and share links to them. You may not copy, adapt or republish our content for commercial purposes without our written permission.

The Denrow name and logo are ours. [CONFIRM: registered trade mark or not] Client names and quotes appear with permission and remain theirs.

05

Links to other websites

We link to other sites, such as Calendly and LinkedIn. We do not control them and are not responsible for their content or how they use your data.

06

Our liability

We take care to keep the website accurate, but we do not guarantee that it is complete or up to date.

As far as UAE law allows, we are not liable for any loss arising from your use of, or reliance on, the website or its content. This includes indirect loss, loss of profit and loss of data. [CONFIRM: enforceability under UAE law]

Where we cannot exclude liability, our total liability to you for your use of the website is limited to [CONFIRM: AED amount].

Nothing in these terms limits any liability that UAE law does not allow us to limit.

These limits apply to the website only. Our liability for advisory work is set out in the engagement letter.

07

Privacy

Our privacy policy explains how we use personal data.

08

Governing law and disputes

These terms are governed by the federal laws of the United Arab Emirates and, where they apply, the laws of the Emirate of Sharjah. The courts of [CONFIRM: Sharjah] have exclusive jurisdiction over any dispute about the website or these terms.

These terms are written in English. [CONFIRM: whether an Arabic version is needed]

09

Changes to these terms

We may update these terms. The date at the top shows the current version. If you keep using the website after a change, you accept the updated terms.